For Sale: Saint Cloud MLS# 7160923
































































































































Active
NEW!
$390,000
Single Family: 2 Stories
5 br ⢠4 ba ⢠Built 1996
3,432 sqft ⢠0.4 acres
St. Cloud schools
MLS# 7160923
Ask Kyesha:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms. The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment!
Listing
Listing Status:
Active
Contingency:
None
List Price:
$390,000
Price per sq ft:
$114
Property Type:
Single Family
City:
Saint Cloud
Garage Spaces:
3
County:
Stearns
Year Built:
1996
State:
MN
Property Style:
2 Stories
Zip Code:
56303
Subdivision Name:
Mill Creek
Interior
Bedrooms:
5
Bathrooms:
4
Finished Area:
3,432 ft2
Total Fireplaces:
2
Living Area:
3,432 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Disposal
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
Fireplace Details:
- Amusement Room
- Family Room
- Gas
Basement Details:
- Block
- Egress Window(s)
- Finished
- Full
- Kitchenette
- Sump Pump
Exterior
Stories:
Two
Garage Spaces:
3
Garage Size:
792 ft2
Air Conditioning:
Central Air
Foundation Size:
1,260 ft2
Fencing:
Invisible
Handicap Accessible:
None
Out Buildings:
Gazebo
Heating System:
Forced Air
Parking Features:
- Attached Garage
- Concrete
- Garage Door Opener
Shared Amenities:
Other
Unit Amenities:
- Ceiling Fan(s)
- Deck
- Exercise Room
- Hardwood Floors
- Kitchen Window
- Patio
- Porch
- Primary Bedroom Walk-In Closet
- Tile Floors
- Walk-In Closet
- Washer/Dryer Hookup
- Wet Bar
Pool:
Shared
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
1
3/4 Baths:
2
Bathroom Details:
- 3/4 Basement
- Bathroom Ensuite
- Double Sink
- Full Primary
- Main Floor 1/2 Bath
- Private Primary
- Separate Tub & Shower
- Upper Level 3/4 Bath
- Upper Level Full Bath
- Walk-In Shower Stall
Dining/Kitchen:
- Breakfast Bar
- Kitchen/Dining Room
- Separate/Formal Dining Room
Laundry:
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Sink
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 11 x 13 | 143 |
| Bedroom 4 | 13 x 12 | 156 |
| Bedroom 2 | 14 x 12 | 168 |
| Bedroom 3 | 10 x 13 | 130 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 19 x 17 | 323 |
| Dining Room | 11 x 12 | 132 |
| Dining Room | 10 x 14 | 140 |
| Family Room | 14 x 13 | 182 |
| Kitchen | 12 x 11 | 132 |
| Laundry | 9 x 8 | 72 |
| Living Room | 11 x 13 | 143 |
| Office | 11 x 9 | 99 |
| Patio | 14 x 16 | 224 |
| Porch | 17 x 8 | 136 |
| Screened Porch | 15 x 15 | 225 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Exercise Room | 10 x 13 | 130 |
| Bedroom 5 | 11 x 11 | 121 |
| Flex Room | 9 x 9 | 81 |
| Recreation Room | 36 x 13 | 468 |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.4
Geolocation:
45.587605, -94.181083
Lot Dimensions:
121 x 164 x 80 x 174
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Medium
Schools
School District:
742
District Phone:
3202539333
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$5,682
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$5,682
Association Fee Required:
Yes
Association Fee:
$600
Association Fee Frequency:
Annually
Association Fee Includes:
Shared Amenities
Association Company:
Mill Creek HOA
Association Company Number:
3202923766
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of Keller Williams Classic Rlty NW.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.

